. Investments - smartrholdings


Not only does SmartrHoldings allow for investor participation, we also lend and invest in deals that fit within our investment criteria. For opportunities outside our scope of investment, we are partnered with many lenders and investors who will be more than happy to work with you.

tax benefits and implications.

Utilizing Convertible Notes as a Lucrative Debt Opportunity in Early-Stage Companies.
As an investor, seeking out opportunities with high potential returns while managing risks is paramount. One avenue worth exploring is investing in convertible notes.
Take more losses as an active investor.
When investing in a small business, investors may be able to claim a larger tax deduction on personal losses compared to not making the investment to begin with. Here’s a brief explanation of how this can work:
Security, interest, and double-dip benefits with convertible note investing.
When investing in convertible notes with performing small businesses and private software companies, there are several benefits that real estate lenders...
A Self-Directed IRA can be used in SaaS, too.
Any investor can start a self-directed IRA (Individual Retirement Account) and utilize it to invest in small businesses and private software companies through a process known as self-directed investing. Here’s how it can be done:
Can a 1031 exchange be used to invest in small businesses and SaaS companies? Yes.
A 1031 exchange, also known as a like-kind exchange, is primarily associated with real estate investments. However, it can also be used to invest in small businesses, purchase stock in a startup, or buy convertible...
Tax benefits of investing in SaaS and small business.
The same tax benefits you use to invest in oil and gas, real estate, or stocks can be utilized when investing in small businesses and private software (SaaS) companies. Here is a numbered, comprehensive list of tax benefits associated...

Please tell us about you and your needs.

Investment Type:
Hard Money (for residential, commercial, refinance, or new construction)
Working or Expansion Capital (for existing companies)
Equity Investment (for startups with MVP)

SmartrHoldings invests in property and companies that pass our S.A.F.E. due diligence criteria.


If you are seeking hard money, capital, or a loan, please fill out the application above. If you are an investor or lender who has money to invest or lend, please fill out the home page contact form, or just click here.

General Disclosure

Jason Criddle & Associates, LLC operates multiple websites, including jasoncriddle.com, smartrbnk.com, and smartrholdings.info which shall only be known as (the “Site”). The information contained on the Site neither constitutes an offer for nor a solicitation of interest in any securities offering; however, if an indication of interest is provided, it may be withdrawn or revoked, without obligation or commitment of any kind prior to being accepted following the qualification or effectiveness of the applicable offering document, and any offer, solicitation or sale of any securities will be made only by means of an offering circular, private placement memorandum, or prospectus and related operating agreement and subscription documents. No money or other consideration is hereby being solicited and will not be accepted without such potential investor having been provided the applicable offering document, and with respect to Regulation A offerings, such offering document being qualified with the SEC and the sale of such securities being permitted by state law. Joining the Site neither constitutes an indication of interest in any offering nor involves any obligation or commitment of any kind.

THE ACQUISITION OF ANY PROPERTY OR COMPANY IDENTIFIED IN ANY COMMUNICATION IS SUBJECT TO VARIOUS CONTINGENCIES AND MAY NOT BE CONSUMMATED. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS, AND ANY EXPECTED RETURNS OR HYPOTHETICAL PROJECTIONS MAY NOT REFLECT ACTUAL FUTURE PERFORMANCE. FURTHERMORE, PAST RETURNS MAY REFLECT THE PERFORMANCE OF ASSETS FOR A FINITE TIME, OR DURING A PERIOD OF EXTREME MARKET ACTIVITY. ALL INVESTMENTS INVOLVE RISK AND MAY RESULT IN PARTIAL OR TOTAL LOSS. There can be no assurance that an investment mix or any projected or actual performance shown on the Site will lead to the expected results shown or perform in any predictable manner. It should not be assumed that investors will experience returns in the future, if any, comparable to those shown or that any or all investors on the Site experienced such returns.

Performance Disclosure

In considering any performance information shown on the Site, one should bear in mind that past or targeted performance is not indicative of future results, and there can be no assurance that any issuer will achieve comparable results or that target returns will be met. One should also bear in mind that targeted portfolio characteristics are not indicative of future results, and there is no assurance that target portfolio characteristics can or will be achieved.

References to “APY” and “Returns” represent an investor’s earning potential based on forecasted cash flows generated over a period of both time and the amount invested in our portfolio. This is different from the forecasted IRR or Equity Multiple to the investor in an applicable fund or other investment vehicle.

Information Disclosure

The information shown on the Site uses or includes information compiled from sources outside of Jason Criddle & Associates and its affiliates. While such information is believed to be reliable for the purposes used herein, neither Jason Criddle & Associates, nor any of its affiliates or partners, members, or employees, assume any responsibility for the accuracy of such information. Unless otherwise indicated, the information on the Site has not been reviewed, compiled, or audited by any independent third-party or public accountant.

Offering Disclosure

The offerings available on the Site, except where otherwise indicated (i.e., Regulation A offerings), are only open to independently verified “accredited investors,” in accordance with Rule 506(c) under Regulation D of the Securities Act of 1933, pursuant to each issuer’s private placement memorandum, or prospectus. Prior to investing, you will be asked to independently verify your “accredited investor” status, except where otherwise indicated.

For our current Regulation A offering(s), no sale may be made to you in this offering if the aggregate purchase price you pay is more than 10% of the greater of your annual income or net worth (excluding your primary residence, as described in Rule 501(a)(5)(i) of Regulation D). Different rules apply to accredited investors and non-natural persons. Before making any representation that your investment does not exceed applicable thresholds, we encourage you to review Rule 251(d)(2)(i)(C) of Regulation A. For general information on investing, we encourage you to refer to www.investor.gov.

Offers to sell, or solicitations of offers to buy, any security can only be made through official offering documents that contain important information about investment objectives, risks, fees, and expenses. Investors are encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunity.

Some of the statements contained on the Site are forward-looking statements. You should not rely upon forward-looking statements as predictions of future events. These statements involve known and unknown risks, uncertainties, and other factors that may cause the project’s actual results, levels of activity, performance, or achievements to be materially and adversely different from any future results, levels of activity, performance, or achievements expressed or implied by these forward-looking statements. An investment in any issuer available on the Site involves substantial risks, including risk of partial or total loss of investment, and each investor should carefully consider the Risk Factors contained in each issuer’s offering circular, private placement memorandum, or prospectus. Except as required by law, neither we nor any other person assumes responsibility for the accuracy and completeness of the forward-looking statements. We undertake no obligation to update publicly any forward-looking statements for any reason to conform these statements to actual results or to changes in our expectations.

And company, digital property, or potential investment identified as potential acquisitions are subject to various contingencies and may not be consummated or may be consummated on materially different terms. Even if an identified property is acquired by Jason Criddle & Associates, there is no guarantee that all or any of our Regulation A or Regulation D funds will participate in that investment.

The information presented regarding each issuer’s offering, including information regarding financial status, business strategy, investment objectives, historical performance, projections, redemption plans, etc., merely constitute a summary of such information and is qualified in its entirety by the disclosure contained in each issuer’s offering circular, private placement memorandum, or prospectus. There can be no guarantee that any issuer available on the Site will achieve its business objectives or that it will become profitable.

Securities sold by Jason Criddle & Associates, LLC are not publicly traded and, therefore, are illiquid unless registered with the SEC. Additionally, securities sold through private placements may be subject to restrictions on resale or transfer including holding period requirements. Investing in private placements requires high risk tolerance, low liquidity need, and long-term commitments. Users must be able to afford to lose their entire investment.

All information contained on the Site has been prepared without reference to any particular investor’s investment requirements or financial situation. The Site may not be used by any person or entity in any jurisdiction where the use thereof would be contrary to applicable laws, rules, or regulations of any governmental authority, regulatory or self-regulatory organization or clearing organization.

Neither the SEC nor any state securities commission or regulatory authority approved, passed upon or endorsed the merits of any investment on the Site.